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Public Education Can Save Our Country

Public education is broken. I wanted to grab your attention with something much more impactful. But the way I see it, what has more impact than the absolute and simple truth? Our public education system is broken and it has been for a long time.

Some of us believe it is the responsibility of our elected officials. Others think our communities can fix it. Parental involvement is the answer for many. “If only we had more funding” is another cry. They are all right.

Of course, the debate continues about No Child Left Behind (NCLB). Remember, this is the measure which was passed in January 2002 during the Bush Administration. It requires states test all students in certain subjects every year to be sure they are prepared for college. I don’t believe the problem is entirely about NCLB; it’s about public education in general. However, this initiative has had such an impact, mentioning one practically begs a mention of the other.

NCLB was supposed to fill in the gaps of public education. It was likely intended to do just as it says…leave no child behind. The goal is admirable, but the execution has a detrimental effect on how children are taught. We tried to solve the problem with one sweeping measure. There is no one answer and no one entity with the complete solution.

The reason I see the problem of public education in the United States as a national issue, and not an individual, family, group, regional, or even state issue, is very simple. Let me use myself as an example. I am not an educator or a student. I do not have a child in the public school system, or any school system. But I am a citizen of this country and have a vested interest in its present well-being and hope for its future. So, it is my problem. It is our problem.

We all know the future of this country and our place in the world depends on our children. How they fare and compete on the world’s stage depends on their access to quality education. That is why I am so afraid.

We are not preparing our children to compete. We are not teaching them to think. We are not teaching them to react. We are not teaching them to create. We are not teaching them at all. We are preparing them for tests. We are filling them with facts, having them regurgitate them at the appropriate time, in the appropriate format to attain the appropriate score.

Creativity, individuality, and inventiveness are practically discouraged. If a child shows too much individuality in the way she learns, acts, or interacts, she is considered inappropriate. She is relegated to a special class, isolated, or even worse, medicated.

We live in an age of entrepreneurs and innovators. The time has passed when we stay on a job at a factory for 25-30 years or even in a corporate cubicle for that long. We are not training our children to be innovative in the workplace, or to build businesses like the type built by the entrepreneurs and solopreneurs that are the backbone of my own industry, virtual business assistance.

The Public Education Network’s (PEN) National Survey of Public Opinion lists 10 key findings in its Survey of Public Opinion about our responsibility for our educational system. Top among those were:

1. Education continues to be a top national priority, even in the midst of war and concern about the economy, joblessness, and healthcare.

2. Americans want funding for public education protected from budget cuts, and they want to see more public investment in education.

3. The jury is still out on No Child Left Behind. [1]

What does this tell us about what we need to do to fix our broken system?

We have to stop making education a mere campaign promise and make it a policy priority for our elected officials. Any official who does not fulfill his promises to improve public education, especially our national officials, should not be re-elected.

Realize quality education comes at a cost. We must be willing to pay our teachers a competitive wage so that we can attract the best and brightest…or provide tax and other benefits to supplement their salaries. Be open to studying tenure and pay for performance as options for teachers. Even if these are not the best or only options for improvement, let’s at least consider them and be open to new, inventive options.

Consider a moratorium on NCLB, nationally, or on the state or local levels. This measure affects too many of our children to continue with so many unsure of the long-term consequences. If a moratorium is not practical, at least reconsider the amount of funding for the program so that schools are able to place more focus on traditional or creative teaching methods as well.

The results of the 2008 National Poll and the Civic Index for Quality Public Education conducted by the PEN shows that over 63 per cent of us do not think public officials are held accountable for the status of public education. Four in 10, nationally, and over one third of local respondents think our schools are declining. [2]

We have an election coming up on November 2, 2010. Let’s not forget education when we go to the polls. We can save the future of our country.

[1] 2004 NATIONAL SURVEY OF PUBLIC OPINION Learn. Vote. Act. The Public’s Responsibility for Public Education

[2] Public Education Network, Community Accountability for Quality Schools, Results of the 2008 National Poll and the Civic Indexor Quality Public Education

What Are the Components of a Renters Insurance Policy?

A renters insurance policy protects the contents of a rented property against losses incurred due to theft, fire or damage due to a hurricane and other natural disasters. Renters insurance also offers protection for liability. It pays for liability for accidents, such as a visitor slipping on your floor and breaking an arm. This type of insurance is primarily designed to protect consumers from unexpected financial hardships.Renters policies specifically state what it insures against. There is a standard set of named perils covered by a renters insurance policy. Some of them are fire, lightning, windstorm, smoke, vandalism or malicious mischief, theft and accidental discharge of water due to a burst pipe. It can also include payment for the medical expenses of non-residents. Floods and earthquakes are oftentimes purchased separately from the renters policy in coastal areas and places prone to either. In most cases, windstorm coverage is also purchased as a rider to the main renters policy.Renters policies use two methods of valuation of the home contents, these are the actual cash value and the replacement cost. The actual cash value pays only for what the belongings were worth at the time of the loss. A household appliance worth about $500 three years before will cost significantly lower at the time of loss. On the other hand, the replacement cost will reimburse policy-holders for the actual cost of the property at the time of the loss.Highly expensive items such as jewelry and antique should be declared at the time of purchase as separate policies or rider policies might need to be issued for these items. If highly expensive items are not declared, the policy-holder will not be able to recover the possible losses pertaining to these items.It is wise to inventory all the belongings to ensure adequate compensation for loss. The inventory should include the value and serial number of every item. Policy-holders should also keep the receipts of expensive items in another place, preferably outside of the house to ensure proper documentation and safekeeping.If the dwelling becomes uninhabitable due to a burst pipe or a fire, the insurance policy will pay for additional living expenses. Certain types of rented property have additional benefits. Condominium units usually come with a waterbed liability provision so that in the event that a waterbed bursts, the policy will cover the water damage caused to the unit under the policy-holder’s package. In terms of pets, there are insurance providers that do not underwrite renters policies for customers owning certain dog breeds.A renters insurance policy is an effective way of protecting the property and its occupants from unforeseen expenses. Paying for the rent might take its toll on a person’s purse and making sure that no additional and unexpected expense comes one’s way to add more financial burden would be a wise move.